Posts by pwsadmin

The game of Tug-A-War has been around for thousands of years, and it is applicable today… in real estate. Each side pulling hard to get their opponent to cross the line. Well… it feels like ‘Tug-A-War… In this current real estate market, we are at a transitioning point. We have both buyers and sellers feeling…

Have you seen more ‘For Sale’ signs lately? Probably because May of 2025 had the lowest number of homes sold since May of 2009 (16 years) according to The National Association of Realtors (NAR). And year over year, active homes (for sale) went from 639 to 1,078 (68% increase in homes for sale) and housing…

Good Question. If you’re going with Conventional Financing, the Minimum FICO Score is 620 AND… the higher the FICO Score, the better the terms, including a better interest rate. The Best FICO Score is 850. If you have a 760 or above, you will get the best rates and best options. As the FICO Score…

As of today (4-30-2025), the 10-year Treasury Note (10yr T-Bill) is at 4.17%. On January 10th this year, it was at 4.79%, more than a ½ of a percent higher than today. Why is this important? Because the mortgage rates typically follow the 10-year treasury bill. For now, it is an indicator that home loans…

Let me start by saying: for now, nothing has changed. At the time of this writing (3-31-2025) the Tariffs have not taken effect. If or when they do take effect, the tariffs would have an impact on the cost of imported materials that are used for constructing new homes. If this were to happen, the…

Being in the real estate business for over 30 years has more benefits than you can imagine. Every home sale has a certain number of players. First, (aside from the real estate agents) we need a buyer and a seller, an escrow company, a title company, if the property is financed, we will need a…

1. Your home’s exterior, landscaping and overall condition and appearance all contribute to its curb appeal. First impressions are everything in real estate and can have a major impact when you list your home for sale… some say up to 50% of the sale. 2. Before making any repairs or renovations, consider whether they’ll add…

Well…. Kind of…. Same old, same old as they used to say. For the most part, this year will be very similar to the previous year with a few exceptions. So, what are the exceptions you say? I believe there will be new incentives from the companies that lend the money! Years ago, there were…

As 2024 comes to an end, I would like to share with you what I believe is ahead for us in 2025. Thank you for your continued support and we value your trust in us! Cheers to December! Despite the overall softening in the real estate market, The Hier Advantage has been quite busy. One…

Over the past 30 years I have been asked this question a lot… And the answer may surprise you. In general, there is more activity in the springtime (April/May) because there are more homes for sale and more buyers looking for a new home. Towards the end of the year (November/December), there are typically (not…